How VisionStory Credits Work

Credits are VisionStory's usage currency: almost every generation — a talking video, an AI image, a voice preview, a Kling or Seedance clip — spends credits. This guide covers four things: how each feature spends credits, what a credit is actually worth in US dollars, what a finished video really costs, and how the different credit types in your account are used.

How each feature spends credits

Most VisionStory-native features are billed per 15-second block, rounded up — a 16-second video counts as 2 blocks. Each block costs a model rate plus any resolution and green-screen add-ons:

block cost   = model rate + resolution add-on (+ green screen)
video total  = blocks × block cost   (blocks = duration ÷ 15s, rounded up)

External third-party models (Kling, Seedance, Wan) are billed differently — per second — and cost more.

Talking video (AI Avatar / Talking Photo)

All talking-video generation uses the V-Character model. Per 15-second block:

So a 1-minute video (4 blocks) costs 16 credits at 720p, 24 at 1080p, or 56 at 2K. Creating an avatar from your photo is free — credits are only spent when you generate a video.

Other native features

• AI image: billed per model and available on Pro or higher — 1 credit per image for Nano Banana, 2 for Nano Banana 2, and 3 for Nano Banana Pro.
• Video enhance / upscale: only the resolution upgrade is charged, per 15s block — +2 to 1080p, +10 to 2K. Upscaling a 1-minute video costs 8 credits to 1080p or 40 to 2K.
• Background removal: 1 credit per image cutout; 1 credit per 15s block for video green-screen removal.
• Face swap (video): 5 credits per 15s block — a 1-minute swap is 20 credits.
• Voice preview: the first 50,000 characters every 24 hours are free; beyond that, 1 credit per 500 characters (rounded up).
• Voice cloning: free — limited only by the number of clones your plan allows.

External video models (billed per second)

These run on third-party providers, so they cost more than native features and are billed per second of output.

Kling adds +2 /s for native audio (Omni adds +1 /s more for a reference video). Examples: a 5-second Kling 3.0 clip at 1080p is 25 credits; a 5-second Wan 2.7 clip at 1080p is 30 credits; a 15-second Seedance 2.0 clip at 1080p is 120 credits.

Combined formats

Podcast, Presentation, Campaign, and Avatar Story all render native talking video under the hood, so they inherit the V-Character block rate above — each adds its own twist.

• Podcast: talking-video rate per block; two-host (dual) shots render two avatars and count ×2. Cover and scene images cost 1 credit each.
• Presentation (PPT video): one charge across the total narration length of all slides; the slides themselves are not charged.
• Campaign (AI ads): billed per creative — each a fixed-1080p talking video — with a volume discount as you generate more in one batch.
• Avatar Story (AI agent): only two things cost credits — storyboard images at 1 credit each and the final render at talking-video rates (dual shots ×2). Chatting and planning with the agent are free; a paid plan is required.

What a credit is worth in US dollars

Credits come bundled with your plan, so the real cost of a credit depends on two things: your plan tier and whether you pay monthly or annually. Higher tiers and annual billing both lower the price per credit. Here are the two extremes.

In other words, a credit is worth roughly 4 to 8 US cents depending on your plan — and an Ultra annual credit is about 1.9× cheaper than a Pro monthly credit. To make it concrete, a 1-minute 720p talking video (16 credits) works out to about $1.33 on Pro monthly or $0.69 on Ultra annual.

These are standard list prices as of mid-2026 and exclude limited-time promotions. Your actual charge, current prices, and any active discount are always confirmed on the pricing page and the checkout screen.

What a 1-minute video actually costs

The question most people really have is simpler: what does a finished video cost? Here is a 1-minute clip at 720p, priced across VisionStory's own models and two popular alternatives. VisionStory figures use our lowest per-credit rate (Ultra, billed annually, about 4.3 cents per credit).

For a talking-avatar video, VisionStory's native V-Character is by far the most affordable — well under HeyGen and Synthesia. Kling and Seedance are cinematic video generators (a different job than talking avatars), billed per second, so a full minute costs much more. Competitor figures are each platform's lowest published per-minute rate; your exact VisionStory cost always appears on the generation screen before you submit.

The three kinds of credits — and the order they are used

Your balance can hold three kinds of credits. They come from different places and follow different rules.

In the app, your sign-up gift and activity rewards are shown together as Bonus credits. Subscription credits accumulate while you are subscribed — they do not reset every month.

Which credits can pay for what

Most generation accepts any credit type, but two higher-cost features are restricted to paid credits:

• Native avatars and talking videos, and images generated inside an agent conversation: any credit, including Bonus.
• External video models (Kling, Seedance, Wan) and standalone image generation: Subscription or Permanent only — not Bonus.

External models and standalone images carry a real cost we pay to third-party providers, so they can only be paid with credits you actually bought.

The order credits are spent

For native generation, credits are spent Subscription → Permanent → Bonus. Subscription credits go first on purpose: they are reclaimed if your plan ends, so using them first means you get full value from what you already paid for, while your never-expiring Permanent and Bonus credits wait until last. For external models and standalone images, spending stops at Permanent — Bonus is never touched.

When you run low: usage-based billing

When every credit is used up, subscribers on Pro and higher can turn on pay-as-you-go and keep generating instead of being blocked. Overage meters only the usage beyond your included credits, at a fixed per-credit rate set by your plan, and is invoiced automatically (roughly every $5, and at each monthly cycle). A safety cap pauses generation if unbilled overage grows too large, so it can never run away. If you routinely overage, upgrading or buying a credit pack is cheaper.